ADOPEM’s saving products seek to increase the savings rate among low-income households, and to help those households improve their capital base to ensure a more secure future.

Through an ADOPEM savings program called Servicio de Ahorro a Mujeres (SAM ), solidarity groups and individual entrepreneurs are able to start small, interest-earning savings accounts.

Monthly savings rates are fixed for a given period of time and are set in accordance with each microenterprise’s potential to generate revenue. As an additional benefit, entrepreneurs participating in the savings program are eligible to participate in raffles of electrical or other appliances of use for small businesses or households.