These products include individual loans for micro and small enterprises.  Their objective is to provide entrepreneurs with capital to invest in their businesses or in training programs to help them learn to run their businesses more efficiently.

Microenterprise Loans

Microenterprise loans are small individual loans for moderately experienced entrepreneurs.

Small Business Loans

Small business loans are slightly larger individual loans for experienced entrepreneurs.

Secured Loans - Loans with a Certificate of Deposit 

These loans are available to individuals who hold Certificates of Deposit issued by the institution which serve as collatoral.

Home Loans

Home loans are available to individuals to finance the acquisition, repair, expansion or construction of a home.  Low-income households are eligible for these loans if they are able to repay the loan with income generated from the administration of a micro or small business. 

Consumption Loan

Consumption loan products cater to the needs of ADOPEM employees who do not always have access to traditional financial services.